Kufanya kazi na EFTA

EFTA provides equipment loans for small and medium enterprises (SMEs) and farmers. By becoming an approved equipment supplier for our leases, you will no longer have to turn away SMEs who do not have the cash outright to purchase your equipment, or who do not have enough collateral or are not formal enough to qualify for a traditional bank loan. This will mean you can access a much larger market for your equipment.

EFTA inafanyaje kazi

We have a database of approved equipment suppliers which is given to customers when they attend our half-day pre-application seminar. The customer then contacts their preferred equipment suppliers to request pro forma invoices for the equipment they require, which are included in their application. EFTA thoroughly vets all its customers, investing in reliable applications only.  If their application is approved then EFTA will contact the suppliers to verify the pro forma invoices and prepare a final equipment package for the customer’s approval.

Once the customer has paid their down-payment to EFTA and signed a contract, EFTA will place the order directly with the supplier; note that EFTA will purchase the equipment and assume legal title, not our customer. Once the equipment is delivered, our customer is responsible for repairs and maintenance, including covering the cost of labour and spares outside of warranty; however, EFTA will also ensure that our equipment suppliers adhere to the agreed repair and maintenance terms so that we can be sure that our customers’ businesses can succeed.

Wanakubalika kuwa wauzaji wa EFTA

We have different supplier tiers based on different levels of due diligence and the supply terms you are willing to offer. For the suppliers we partner closely with, EFTA seeks to sign ‘Preferred Supplier Agreements’. We aim to work together to actively co-market your equipment alongside our financing, potentially producing joint adverts or marketing material and inviting you to participate in marketing events or seminars.

We prefer suppliers with equipment in stock, and with technicians and stocks of spare parts available locally. We also expect our equipment suppliers to work with us to help us understand operating requirements for their equipment so that we can ensure our customers are in a position to succeed. Your equipment prices must always be competitive so that our customers get a fair deal and can compete in their chosen markets.


To qualify as an approved supplier, you will need to undergo vetting including:

  • Review of all available documentation including business license, TIN certificate, VAT certificate, certificate of incorporation, and any other licenses as applicable;
  • Depending on the supplier tier, some form of proof of your financial stability, potentially including audited accounts,
  • Three references from customers who have procured this type of equipment from you, ideally in Tanzania or the East Africa region;
  • A site visit to your premises; and
  • A price comparison for the equipment you provide.

You will also need to sign a contract with us.


If you are interested to find out more, please email info@efta.co.tz. If based on this information you are providing equipment that we believe could meet our customers’ needs, somebody from EFTA will call you to understand more about your business.

SMEs in developing countries

Caught in the Middle: EFTA's work in East Africa featured by the Economist

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  • 1 October 2016
    EFTA opens new branch in Dar es Salaam! The branch is located at IT Plaza on Ohio Street. Currently EFTA is only working with customers who work with an EFTA preferred supplier.
  • 8 August 2016
    Morogoro wins 3rd place for best Financial Institution for Farmers (after NMB and Finca); Mwanza wins 3rd best service provider among financial institutions at East African Exhibition (after CRDB and FNB)
  • 6 June 2016
    EFTA’s work with SMEs in Tanzania featured by the Economist.
  • 9 April 2016
    EFTA opens new branch in Morogoro, Tanzania on Madaraka Road – now able to serve the Morogoro region!
  • 9 December 2015
    EFTA opens new branch in Bukoba, Tanzania on Migeyo Street – now able to serve customers in Kagera!

EFTA Whistleblower hotline

Thank you for contacting the EFTA Whistleblower hotline. The purpose of this hotline is to allow EFTA’s customers, employees, suppliers and other stakeholders to share any observations regarding actions that you may feel or inappropriate or illegal, as well as any other actions that do not align with EFTA’s Code of Conduct. The information in the form below will be sent to an independent individual within the organization who will deal with the request swiftly and professionally.

Note that all concerns will be treated in confidence and every effort will be made not to reveal your identity, if that is your wish. If disciplinary or other proceedings follow the investigation, it may not be possible to take action as a result of your disclosure without your help, so you may be asked to come forward as a witness. If you agree to this, you will be offered advice and support.



Asante kwa kuwasiliana na EFTA. Kusudi la ukurasa huu ni kuruhusu wateja wa EFTA, wafanyakazi, wasambazaji na wadau wengine kushiriki katika kuripoti Kero yoyote kuhusu huduma au matendo yasiyofaa au yaliyo kinyume cha sheria, pamoja na vitendo vinginevyo visivyoendana na Kanuni na Maadili ya EFTA. 

Weka maelezo katika fomu hapa chini ambayo itatumwa kwa mtu binafsi/huru ndani ya shirika ambaye atashughulika na ombi au lalamiko lako.

Kumbuka taarifa zako zitahifadhiwa kwa siri na kila jitihada zitafanywa kutotoa utambulisho wako. Ikiwa msaada wako utahitajika ili kuruhusu uchunguzi wa kisheria, tutaomba ushirikiano wako na utapewa ushauri na usaidizi ili kulinda usalama wako.

Whistleblower Swahili

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